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One of the hottest topics in this year’s presidential election is health care reform and the impact that new policies will have upon health care for small businesses, families, and individuals. Colorado insurance providers and those throughout the nation have varying opinions about how the government should approach health insurance issues and democratic candidates proposals for universal coverage.

Voters across America and throughout Colorado have rated healthcare costs and health insurance coverage as a top priority in the presidential race. Republican candidate John McCain believes that the solution lies in creating greater competition in individual, family, and group health insurance markets. He calls for more choices to be available for individual and family health insurance coverage, and believes that this will help to drive down costs and give individuals more leverage in their decisions.
His stance could have significant impacts upon health insurance for small companies and groups in Colorado, as well as have implications for individual and family Colorado health insurance coverage. The Arizona Senator wants to foster competition in insurance markets by putting individuals in charge of their healthcare and insurance, and consequently reducing the current prevalence of employer based programs.
“Americans need options beyond those covered in employer-based programs. Americans want a system built so that wherever you go and wherever you work, your healthcare plan goes with you� said McCain while on a campaign this week to highlight his healthcare proposals.
Under McCain’s plan, individuals would receive a credit of $2,500 and families would receive $5,000. These credits are to be used to purchase insurance coverage independent from their employers; which could be cheaper than that provided through the predominately employer-based health and life insurance system in Colorado and throughout the U.S.A.
Both Democratic candidates have also set important goals that could have major effects for small heath insurance in Colorado. They propose universal health coverage for the 47 million uninsured Americans. McCain would not force anyone to leave their existing employer-based health insurance plan, but hopes that by decreasing reliance on government run programs, and encouraging competition in the market, his plan will drive down health insurance costs to individuals and businesses while ensuring the availability of high quality coverage.

Please visit our QUOTES section or contact us at 303-317-6650 to receive free quotes for individual, and family, and business and group health insurance in Colorado.

Voters across America and throughout Colorado have rated healthcare costs and health insurance coverage as a top priority in the presidential race. Republican candidate John McCain believes that the solution lies in creating greater competition in individual, family, and group health insurance markets. He calls for more choices to be available for individual and family health insurance coverage, and believes that this will help to drive down costs and give individuals more leverage in their decisions.
His stance could have significant impacts upon health insurance for small companies and groups in Colorado, as well as have implications for individual and family Colorado health insurance coverage. The Arizona Senator wants to foster competition in insurance markets by putting individuals in charge of their healthcare and insurance, and consequently reducing the current prevalence of employer based programs.
“Americans need options beyond those covered in employer-based programs. Americans want a system built so that wherever you go and wherever you work, your healthcare plan goes with you� said McCain while on a campaign this week to highlight his healthcare proposals.
Under McCain’s plan, individuals would receive a credit of $2,500 and families would receive $5,000. These credits are to be used to purchase insurance coverage independent from their employers; which could be cheaper than that provided through the predominately employer-based health and life insurance system in Colorado and throughout the U.S.A.
Both Democratic candidates have also set important goals that could have major effects for small heath insurance in Colorado. They propose universal health coverage for the 47 million uninsured Americans. McCain would not force anyone to leave their existing employer-based health insurance plan, but hopes that by decreasing reliance on government run programs, and encouraging competition in the market, his plan will drive down health insurance costs to individuals and businesses while ensuring the availability of high quality coverage.

Please visit our QUOTES section or contact us at 303-317-6650 to receive free quotes for individual, and family, and business and group health insurance in Colorado.

The largest survey ever conducted of American physicians’ thoughts on healthcare financing revealed that nearly sixty percent of U.S. physicians support legislation to establish national health insurance. According to a 2007 survey appearing in the Annals of Internal Medicine, only thirty two percent of physicians oppose national health insurance. Meanwhile, the number of uninsured U.S. citizens has skyrocketed from 2.2 million to 47 million, representing the largest increase since 1992. Recipients of Colorado health and life insurance as well as other recipients across the nation, should be aware that twenty eight percent of the 5,000 physicians surveyed “strongly supported� national health insurance and thirty one percent “generally supported� it. Only seventeen percent “strongly opposed� and fifteen percent “generally opposed� a national insurance policy. In the near future, small business, family, and individual insurance may be impacted by this strong demonstration of physician support for a national insurance policy.

Please feel free to contact us at 303-317-6650 for a free no obligations QUOTE for Individual, family, and business health and life insurance.


There are many things you can do to maintain a healthy lifestyle such as eating right, and exercising, however, visits to your primary care physician is often times overlooked. One of the main reasons to visit your primary care physician is to be pro-active with your health, and receive annual screenings to ensure that you are healthy rather than waiting for a symptom. As many may already know, treatments are far more efficient if treated early. So, why not take a yearly exam to ensure that everything is functioning properly? It might just save your life. All of the insurance carriers in Colorado for both group and individual plans cover preventative tests such as prostate screening, and PAP smears, so contact us today 303-317-6650. We will help you find a Colorado individual or group health plan that will best suit your needs.

Usually, most candidates place importance upon large corporations for they are the “job makers� of the country. However, now that the economy is on its head, with the media and economic analysts asserting the imminent coming of a recession, presidential candidates should start pointing their attention toward those that are still afloat in the job making machine—small businesses. Unlike the “Giants� or large corporations of the United States, smaller businesses are not falling victim to the need of “downsizing� and thus they may very well be the floating device that rescues our economy amidst this economic flood. So now, after the polls have closed from Super Tuesday, the statistics show that the percentages of small business owners voting within this year’s crucial elections have grown significantly. And what is the main concern of small businesses? Business health insurance and group insurance. Business owners statewide, including Colorado business owners, feel that the means for them to ensure that their employees, as well as themselves, are receiving quality healthcare and group insurance will solely be attained through the attention of the presidential candidates to this singular issue.

Only the rest of this year’s campaigning will be able to demonstrate if health insurance and healthcare will top the candidates’ list.

If you or someone you know needs help with their current Colorado group or individual health insurance plan, or needs affordable individual and group coverage, please contact Elite Health and Life Insurance Services for a no obligations free quote, we are here to help.


On December 13th, 2007, my partner had to return to his home country The Netherlands, as his mother had a mild stroke. While there he was quite frustrated with the level of care his mother received and the lack of information the doctors had provided him and his family of the projected outcome and lasting effects of his mother’s health following her stroke. When my partner arrived to the hospital many questions loomed in the back of his mind, however, he remained silent for the moment as he was happy that is mother had survived, and assumed that the doctors would soon provide them with the lasting effects the stroke will have on his mother and the path they will undertake towards her recovery. Sadly, a week passed, and yet no one other the than the nurses had provided his mother with any care. At this point, the family was infuriated and demanded to speak with a doctor. The doctor indicated that there would be some brain damage, however, did not yet know the severity, as they had not yet performed an MRI. Finally, a week and a half later, the MRI was performed, and the Physician’s Assistant, not the Doctor, instructed the family that there was brain damage, and they are not sure how this will affect her life and daily activities thereafter. Is that the information that they waited for almost 2 weeks? Was a medical degree necessary for the information that was provided? How could something as grave as a stroke get so little care and attention?

Well, to provide you with a little more information, The Netherlands is a small country in Europe, and most are more familiar with its capital; Amsterdam. The health care in The Netherlands is what you would call “Universal Health Care�, all residents must have it, either offered via their employer’s or self, and if they cannot afford it, it is subsidized by the government. While this may seem ideal, it is hardly the case as it seems it highly fails when it pertains to the actual care of the patients and the overall qualifications of the MD’s.
As the 2008 elections approach, it is only inevitable that health insurance in Colorado and the rest of the US may be nearing this sort of health care system. There is no argument that the health insurance industry in Colorado and the rest of this nation is failing, too many are uninsured, and rather than preventing ailments, we treat any little nuisance with medication. Thus our system needs a change, but is Universal care the answer? In order for a change to be successful, we need to ensure that everyone receives the same kind of health care that we currently receive, in the sense that we may continue to choose our own doctors, creating competition between doctors, and the need for doctor’s and specialists to strive to be the best, and reward those that excel in their fields.
Currently in The Netherlands, all MD’s are ultimately paid the same, thus creating a shortage of specialists, a lack of incentive to shine, and truly caring about providing the best care.
Certainly this is not the path that Colorado’s health insurance system should take. A change is necessary, but one that will benefit rather than be a detriment to us all.

If you or someone you know needs help with their current Colorado group or individual health insurance plan, or needs affordable individual and group coverage, please contact Elite Health and Life Insurance Services for a no obligations free quote, we are here to help.

Flipping through the news channels you are certainly bound to hear these four letters at least once and their frightening connotation—“the unbeatable bug�! Well, how better to beat the unbeatable bug than to narrow down its origin, for as most have learned, if you know the problem, you can solve it! Geneticists and researchers alike, in attempting to understand the means to properly remedy the outbreak of MRSA (Methicillin-resistant Staphylococcus aureus), which has increased over the past five years, have made an important discovery: the deadly strain of staph infection roots from a singular, rapidly developing bacterium.

The most daunting aspect of this super bug, resistant to virtually all antibiotics, is the fact that its contraction is no longer isolated to the stark, white halls of a hospital. MRSA, as of late, has become spotted throughout all levels of schooling, prisons, locker rooms and various other unexpected locations, which means the infection is attacking the general public in areas not necessarily prepared to deal with an outbreak.

So, while the scientists are doing their part to isolate the culprit and synthesize ingenious ways to spar with the unbeatable bug, what shall you do? The following recommendations certainly do not fully protect you and your family from the risks of contraction, however these suggestions certainly can help—wash your hands, be it with antibacterial soap or sanitizer and at the first sign of danger, be quick to visit a physician or emergency facility.

And of course, here at Elite Health and Life Insurance Services, we are always happy to help with any of your Colorado health insurance concerns and questions.

As each day of this New Year closes, the United States is inching that much closer to the presidential elections, which could very well include the possibility of socialized medicine.  Be it privatized or socialized, each program has its advantages and irrefutably, its downfalls and thus the best an American can do is to stay keenly informed concerning the possibilities each present. Taking heed from England’s National Heath Service, or NHS, instated in 1948 in order to provide free healthcare “for all�, the United States could potentially implement that which has proved effective and discard that which has clearly not. The NHS, staunchly supported by the English populace, has ardently attempted to make available healthcare that is both free and accessible.  However, a primary obstacle to the program achieving greatness was its lack of true preventative medicine. Now, with the fairly recent inauguration of England’s Prime Minister Gordon Brown, the country finally is taking the steps to provide its citizens with methods of “early detection�. Great Britain may have taken 60 years to emphasize the concept of preventative care, however, learning from our allies, the US and any given candidate running for office with socialized healthcare on their agenda, can certainly employ these various new implementations in order to form a compromise between the “best of both worlds�—socialized and privatized healthcare.

At the end of 2008, it will most certainly be up to each citizen to make that choice, however, staying informed will alleviate the stress in making the decision that is best for you.

The Banner Alzheimer’s Institute and Astra-Zeneca have partnered up in order to provide an answer to the inherent fears associated with the dreadful memory-loss-related disease; Alzheimer’s.

So, what does this collaboration mean for those genetically predisposed to or stricken by the disease? Early diagnosis by employing state-of-the art “PET� technology, in order to map “amyloid deposits�, which accumulate in the brain and thereby lead to the onset of Alzheimer’s. If physicians and patients alike are able to employ such technology being developed by Astra-Zeneca, leaders in the United States for neuroscience, and the Banner Alzheimer’s Institute, renown for its cutting edge research in the field, the treatment and prolongation of patients’ lives appear feasible.

For more information concerning this ground-breaking partnership and that which it entails, please click on the following link http://thenewsroom.com/details/1298028.

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