One of the hottest topics in this year’s presidential election is health care reform and the impact that new policies will have upon health care for small businesses, families, and individuals. Colorado insurance providers and those throughout the nation have varying opinions about how the government should approach health insurance issues and democratic candidates proposals for universal coverage.

Voters across America and throughout Colorado have rated healthcare costs and health insurance coverage as a top priority in the presidential race. Republican candidate John McCain believes that the solution lies in creating greater competition in individual, family, and group health insurance markets. He calls for more choices to be available for individual and family health insurance coverage, and believes that this will help to drive down costs and give individuals more leverage in their decisions.
His stance could have significant impacts upon health insurance for small companies and groups in Colorado, as well as have implications for individual and family Colorado health insurance coverage. The Arizona Senator wants to foster competition in insurance markets by putting individuals in charge of their healthcare and insurance, and consequently reducing the current prevalence of employer based programs.
“Americans need options beyond those covered in employer-based programs. Americans want a system built so that wherever you go and wherever you work, your healthcare plan goes with you� said McCain while on a campaign this week to highlight his healthcare proposals.
Under McCain’s plan, individuals would receive a credit of $2,500 and families would receive $5,000. These credits are to be used to purchase insurance coverage independent from their employers; which could be cheaper than that provided through the predominately employer-based health and life insurance system in Colorado and throughout the U.S.A.
Both Democratic candidates have also set important goals that could have major effects for small heath insurance in Colorado. They propose universal health coverage for the 47 million uninsured Americans. McCain would not force anyone to leave their existing employer-based health insurance plan, but hopes that by decreasing reliance on government run programs, and encouraging competition in the market, his plan will drive down health insurance costs to individuals and businesses while ensuring the availability of high quality coverage.

Please visit our QUOTES section or contact us at 303-317-6650 to receive free quotes for individual, and family, and business and group health insurance in Colorado.