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In the United States, employers finance health coverage for over 160 million Americans. Recently, the rise in rates for family, individual, and company-provided insurance has exceeded that of inflation. One of the significant costs faced by small businesses in Colorado and across the nation is that of providing health insurance to employees. The U.S. spends more on health care per capita than any other industrialized nation, yet still ranks low on quality.
Despite the soaring cost of company insurance, experts say that overall employers remain relatively passive about health and life insurance. Several industry and government officials are starting to complain that employers are not using their purchasing power to effect change. They argue that companies should more actively seek lower cost, high quality healthcare, and thereby exert important influence on industry rates and standards. However, companies like Intel - which spends almost 1 billion dollars on heath care – have “just been writing checks� says the chairman of Intel Corp., Craig Barrett.
As heath care reform has become one of the key topics in the upcoming election, employers’ passive attitude will gain more attention and business heath care costs will likely achieve a higher priority in company agendas.

Please visit our QUOTES section or contact us at 303-317-6650 to receive free quotes for individual, and family, and business and group health insurance in Colorado.

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The rapid interface if internet communication has opened up new options to many industries, including healthcare and health insurance. As the popularity of web sites such as webmd.com continues to grow, insurance recipients and providers in Colorado and across the nation look to new developments in the World Wide Web to improve information exchange, and to therefore help provide better individual, group, family and small business insurance. Every day, more companies seek to capitalize upon the growing trend of internet users who manage their healthcare online.
The web giant, Google, is the newest company to become involved in healthcare on the internet. Google will now make it possible for individuals to have their personal medical records available online. Users will choose which records they wish to post. This new service makes important medical information more readily available to healthcare providers. A recent trial in Cleveland found this service to be useful to clinical workers. Google’s innovative online resource helps healthcare providers to understand a patient’s medical history even if that patient has never been to the clinic before.
Please visit our QUOTES section or contact us at 303-317-6650 to receive free quotes for individual, and family, and business and group health insurance in Colorado.

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One of the hottest topics in this year’s presidential election is health care reform and the impact that new policies will have upon health care for small businesses, families, and individuals. Colorado insurance providers and those throughout the nation have varying opinions about how the government should approach health insurance issues and democratic candidates proposals for universal coverage.

Voters across America and throughout Colorado have rated healthcare costs and health insurance coverage as a top priority in the presidential race. Republican candidate John McCain believes that the solution lies in creating greater competition in individual, family, and group health insurance markets. He calls for more choices to be available for individual and family health insurance coverage, and believes that this will help to drive down costs and give individuals more leverage in their decisions.
His stance could have significant impacts upon health insurance for small companies and groups in Colorado, as well as have implications for individual and family Colorado health insurance coverage. The Arizona Senator wants to foster competition in insurance markets by putting individuals in charge of their healthcare and insurance, and consequently reducing the current prevalence of employer based programs.
“Americans need options beyond those covered in employer-based programs. Americans want a system built so that wherever you go and wherever you work, your healthcare plan goes with you� said McCain while on a campaign this week to highlight his healthcare proposals.
Under McCain’s plan, individuals would receive a credit of $2,500 and families would receive $5,000. These credits are to be used to purchase insurance coverage independent from their employers; which could be cheaper than that provided through the predominately employer-based health and life insurance system in Colorado and throughout the U.S.A.
Both Democratic candidates have also set important goals that could have major effects for small heath insurance in Colorado. They propose universal health coverage for the 47 million uninsured Americans. McCain would not force anyone to leave their existing employer-based health insurance plan, but hopes that by decreasing reliance on government run programs, and encouraging competition in the market, his plan will drive down health insurance costs to individuals and businesses while ensuring the availability of high quality coverage.

Please visit our QUOTES section or contact us at 303-317-6650 to receive free quotes for individual, and family, and business and group health insurance in Colorado.
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Voters across America and throughout Colorado have rated healthcare costs and health insurance coverage as a top priority in the presidential race. Republican candidate John McCain believes that the solution lies in creating greater competition in individual, family, and group health insurance markets. He calls for more choices to be available for individual and family health insurance coverage, and believes that this will help to drive down costs and give individuals more leverage in their decisions.
His stance could have significant impacts upon health insurance for small companies and groups in Colorado, as well as have implications for individual and family Colorado health insurance coverage. The Arizona Senator wants to foster competition in insurance markets by putting individuals in charge of their healthcare and insurance, and consequently reducing the current prevalence of employer based programs.
“Americans need options beyond those covered in employer-based programs. Americans want a system built so that wherever you go and wherever you work, your healthcare plan goes with you� said McCain while on a campaign this week to highlight his healthcare proposals.
Under McCain’s plan, individuals would receive a credit of $2,500 and families would receive $5,000. These credits are to be used to purchase insurance coverage independent from their employers; which could be cheaper than that provided through the predominately employer-based health and life insurance system in Colorado and throughout the U.S.A.
Both Democratic candidates have also set important goals that could have major effects for small heath insurance in Colorado. They propose universal health coverage for the 47 million uninsured Americans. McCain would not force anyone to leave their existing employer-based health insurance plan, but hopes that by decreasing reliance on government run programs, and encouraging competition in the market, his plan will drive down health insurance costs to individuals and businesses while ensuring the availability of high quality coverage.

Please visit our QUOTES section or contact us at 303-317-6650 to receive free quotes for individual, and family, and business and group health insurance in Colorado.

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The largest survey ever conducted of American physicians’ thoughts on healthcare financing revealed that nearly sixty percent of U.S. physicians support legislation to establish national health insurance. According to a 2007 survey appearing in the Annals of Internal Medicine, only thirty two percent of physicians oppose national health insurance. Meanwhile, the number of uninsured U.S. citizens has skyrocketed from 2.2 million to 47 million, representing the largest increase since 1992. Recipients of Colorado health and life insurance as well as other recipients across the nation, should be aware that twenty eight percent of the 5,000 physicians surveyed “strongly supported� national health insurance and thirty one percent “generally supported� it. Only seventeen percent “strongly opposed� and fifteen percent “generally opposed� a national insurance policy. In the near future, small business, family, and individual insurance may be impacted by this strong demonstration of physician support for a national insurance policy.

Please feel free to contact us at 303-317-6650 for a free no obligations QUOTE for Individual, family, and business health and life insurance.

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The cost of insurance for small companies has increased rapidly over the last few years. Small groups and businesses in Colorado and throughout the rest of the nation are feeling intense financial pressure from growing health and life insurance premiums. In fact, small companies with an average of ten employees have seen rates jump twice as fast as inflation. Small companies have been proportionately more affected by these growing costs than larger companies. According to a study conducted by the non-profit research group, Commonwealth Fund, employees of small companies and groups pay 18 percent more for their health and life insurance than employees of large firms. Accounting for 80% of total U.S. employment, America’s small companies are responding to such burgeoning insurance prices by urging political action. Voicing their concern through influential groups such as the National Federation of Independent Business (NFIB), many small business owners declare healthcare to be their number one voting issue for the 2008 election. And the candidates are listening. . .
All the presidential contenders have acknowledged small business heath insurance as an important issue. A number of solutions are being explored such as requiring individuals to be responsible for their individual and family insurance, and letting small businesses pool together their resources to gain leverage with insurance providers. New York Senator Hillary Clinton proposes an exception for small businesses regarding their obligation to provide funding for employee health and life insurance.
Regardless of what option is chosen, the small business sector will have an important influence in the upcoming election - and upon the future of insurance for individuals and families in Colorado and throughout America.

For a free no-obligation quote, please visit our QUOTES section or contact us at (303) 317-6650 to receive free quotes for individual, family, business, and group health insurance in Colorado.

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